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Financial Products FAQ

Do you fund all businesses?

Exclusions include real estate, start ups and illegal businesses.

​​​​​​​Do you have to be located in Massachusetts?

The business must be headquartered in Massachusetts to qualify.

Are personal guarantees required?


Do you lend to and work with nonprofits?


Do you help pre-revenue businesses, start ups and/or early stage businesses?

No. MGCC often connects these young businesses with helpful resources.

Is there a minimum credit score?

There is not, we are more interested in the details of the report and discussing it with the applicant.

Are there any restrictions on use of proceeds?

Loans can not be used toward payment of taxes.